• 15 Day Challenge

Celebrate 15 Years with Amãna Bank

15th Anniversary – 15 Day 15% Cashback Challenge

Swipe. Spend. Celebrate.

To mark our 15th Anniversary, we're rewarding the first 150 eligible customers who complete the challenge with 15% cashback on their total eligible Debit Card spend.

Offer Period: 1 August 2026 – 31 August 2026

The Challenge

Use your Amãna Bank Debit Card to make at least one eligible transaction on 15 separate days during August and achieve a minimum cumulative spend of Rs. 50,000.

If you're among the first 150 eligible customers to complete the challenge, you'll receive:

15% Cashback

Maximum Cashback: Rs. 15,000

Cashback credited within one month after the campaign ends.

How to Qualify

To be eligible, you must:

  • Hold an active Amãna Bank Debit Card issued in Sri Lanka.
  • Make at least one eligible Debit Card transaction on 15 different calendar days during the promotion period.
  • Reach a minimum total eligible spend of Rs. 50,000 during the promotion period.
  • Be among the first 150 customers to successfully complete all qualifying requirements.

Eligible Transactions

  • Local Point-of-Sale (POS) purchases at merchants in Sri Lanka.
  • Local online purchases made with merchants registered in Sri Lanka.

Transactions That Do Not Qualify

  • ATM cash withdrawals.
  • Foreign or international transactions.
  • Cancelled, reversed, refunded or disputed transactions.
  • Fraudulent or suspicious transactions.
  • Transactions determined by the Bank not to be genuine retail purchases.

Cashback Details

  • Cashback is calculated as 15% of your total eligible spend during the promotion period.
  • Maximum cashback per customer is Rs. 15,000.
  • Cashback will be credited to your Amãna Bank account within one month after the promotion concludes.
  • Each customer is eligible for one cashback reward only, regardless of the number of Debit Cards or accounts held.

Important Information

  • Eligibility is determined based on the transaction date and time recorded in Amãna Bank's systems.
  • The first 150 customers to successfully meet all qualifying criteria will receive the cashback.
  • Amãna Bank staff are not eligible for this promotion.
  • Cancelled or refunded transactions will not be considered when determining eligibility.

Terms & Conditions

  • 1. Offer Period

    The Amana Bank 15th Anniversary 15 Day 15% Cashback Challenge ("Offer") is valid from 1 August 2026 to 31 August 2026, both dates inclusive ("Offer Period").
  • 2. Eligibility

    The Offer is available to customers holding an active Amana Bank Debit Card issued in Sri Lanka.
  • 3. Offer Benefit

    The first 150 eligible customers who fulfil all qualifying criteria will receive 15% cashback, up to a maximum of LKR 15,000 per customer.
  • 4. Qualifying Criteria

    Customers must:

    • Use their Amana Bank Debit Card to carry out at least one eligible transaction on 15 separate calendar days during the Offer Period.
    • Complete eligible transactions with a minimum cumulative spend of LKR 50,000 during the Offer Period.
  • 5. Eligible Transactions

    Eligible transactions include:

    • Local Point-of-Sale transactions carried out at merchants in Sri Lanka.
    • Local online transactions processed by merchants registered in Sri Lanka.
  • 6. Determination of Transaction Date

    Transaction date and time will be determined according to Sri Lanka Standard Time and based on Amana Bank's transaction records.
  • 7. Selection of Eligible Customers

    Cashback will be awarded to the first 150 customers who satisfy both the 15-day transaction requirement and the minimum cumulative spend requirement. Qualification order will be determined solely by the transaction records maintained by Amana Bank.
  • 8. Cashback Calculation & Crediting

    Cashback will be calculated at 15% of the customer's total eligible spend during the Offer Period, subject to a maximum cashback of LKR 15,000. Cashback will be credited to the eligible customer's Amana Bank account within one month after the Offer Period ends.
  • 9. Customer-Level Entitlement

    Each customer is entitled to only one cashback reward under this Offer, irrespective of the number of Amana Bank Debit Cards or accounts held.
    Amana Bank staff are not eligible for this promotion.
  • 10. Non-Eligible Transactions

    The following transactions are excluded:

    Eligible transactions include:

    • ATM cash withdrawals.
    • Foreign or international transactions.
    • Declined, cancelled, reversed, refunded, disputed or fraudulent transactions.
    • Any transaction that Amana Bank determines does not constitute a genuine retail purchase.
  • 11. Reversed or Refunded Transactions

    Where an eligible transaction is subsequently cancelled, reversed or refunded, its value will be deducted when assessing eligibility and calculating cashback.
  • 12. Bank's Records

    Where an eligible transaction is subsequently cancelled, reversed or refunded, its value will be deducted when assessing eligibility and calculating cashback.
  • 13. Misuse of the Offer

    Amana Bank reserves the right to disqualify any customer suspected of fraud, misuse, transaction manipulation or attempts to artificially qualify for the Offer.
  • 14. Changes to the Offer

    Amana Bank reserves the right to amend, suspend or withdraw this Offer or these Terms and Conditions at any time, subject to applicable laws and regulatory requirements.
  • 15. Final Decision

    Amana Bank's decision regarding customer eligibility, qualifying transactions, cashback calculations and all matters relating to this Offer shall be final.
  • 16. General Conditions

    This Offer is subject to the general Terms and Conditions governing Amana Bank Debit Cards and customer accounts. In the event of any inconsistency, these Offer-specific Terms and Conditions shall prevail only to the extent relevant to this Offer
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