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Amana Speed Draft (Ijara Speed Draft) Benefits

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Amãna Bank introduces a Sharia-compliant vehicle financing solution under the concept of Ijara, where the Bank purchases the vehicle on your behalf and leases it to you for an agreed rental period. At the end of this period, ownership is transferred to you without any extra charge, allowing you to enjoy the full usage and eventual ownership of the vehicle.

Features & Benefits

Features & Benefits
  • Competitive rental rates.
  • First 12 months are rental-only (no capital payment).
  • Total financing period of 13 months.
  • Capital to be settled in full at the 13th month.
  • Fast-track approval process (within 3–24 hours).
  • No late payment fees.
  • Absolutely no hidden charges.
  • Option to apply jointly with spouse.

Documents Required

Documents Required
  • National Identity Card.
  • Proof of income (salary slips, bank statements, etc.).
  • Most recent utility bill.
  • Vehicle valuation and CR copy (if the vehicle is already registered).
  • Completed application form.

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