• Amãna Bank PLC Home Financing - Main Visual

    Quickest Way to Your Biggest Dream

Home Financing

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What is Home Financing

Owning your dream home is now made easy with our quickest, hassle free and most people friendly home financing solution. Loaded with special people friendly features based on a unique banking model, we now disburse the facility within 14 working days while the customer receives the credit approval in 3 days.

  • Purchase a Bare Land for Home Construction.
  • Purchase a Completed House/Apartment.
  • Construct/Renovate/Extend your Home on your Own Land.
  • Transfer an Existing Home Finance facility to Amãna Bank.
  • Refinance the Costs incurred by you in Purchasing or Building your Home.

Features and Benefits

  • Financing up to 20 years*.
  • Credit approval in 3 days.
  • Complete process in 14 days.
  • Tailor-made repayment plans to suit your income capacity.
  • Low pricing up to Rs. 2 million financing.
  • Immediate family members can apply jointly.
  • Early settlement without any additional charges.
  • Facilities considered for self-employed and Sri Lankans employed abroad.
  • Grace period for construction and takeover facilities*.

Documents Required

  • National Identity Card/Passport or Driving License.
  • Income proof documents.
  • Copies of title deeds and survey plans.
  • Certified extracts from the land registry.
  • Local authority documents.
  • Approved building plan.
  • Certificate of Confirmity (COC).

Watch how people friendly Home Financing works

How People Friendly Home Financing Works

This video focuses on how home financing works in an Islamic Bank and how it differs to housing loans of conventional banks.

Home Financing Calculator

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Monthly Installment Amount

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This is an indicative rate and subject to changes.


*Terms & Conditions Apply.

*Housing facilities for Customers working abroad will be charged 0.25% more than the above published rate (Excluding Cash Back Facilities).

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